We wait expectantly for the Lord’s coming, and the day when he will make all things new. For now, we are caretakers of his church and creation. To better carry out that task, we want to let you know the state of our parish finances. We face a bigger than anticipated deficit due to a three-fold increase in insurance costs over the past three years, and the significant costs of caring for an older building. Thanks to your generosity, increased fundraising and rental income, and modest reliance on our trust fund accounts, we will be able to cover these expenses and complete the much-needed renovation of the Lower Hall. We give glory to God and are so very grateful for your faithfulness. We approach the new year with hope in God and in his provision for our needs.